Top 10 Ultimate Money Transfer Apps in India

Money Transfer Apps in India

Friends, do you know what is Best Money Transfer Apps in India? If not, after reading this article, you will know who is the best money transfer apps in India. You can easily and securely transact through use.

Friends, all of the shops, shopping malls, restaurants ..etc .. are going to be India Digital. All the place has become cashless. To tell the right thing, we have started using a PhonePe, also a Paytm. Therefore, to transfer money online, we also need to know which one is the absolute safe money transfer apps in India. With the help of which easy digital transactions can be done So in some apps you have selected for everyone, I hope that you will definitely get some help from this.

The Ultimate FREE Money Transfer App in India

1. PayTm – One of the Best Money Transfer Apps in India

It’s a digital payment app. Here we can money transfer through UPI transactions and also deal with bank details. Here to a great cashback is given to promote digital payments. Here we are given the facility of a digital wallet in which we can add money and with that money, we pay someone here to pay, mobile recharge, any kind of bill payment, travel, entertainment and retail industry Etc. It can be used in place.

Features of PayTm Money Transfer Apps

• Send and receive and request money and check bank balance
• QR code
• Digital Wallet
• cashback
• very fast service
• Bill Payments: You can pay different types of bills as well like, Postpaid Mobile bills, Electricity bills, DTH, Cable TV, Water Tax, Gas, Data Card, Landline, Broadband, House Tax, Credit Card Bill, etc.
• Credit Card Payments
• Insurance services
• Real-time bank settlements:
• Bank account via UPI
• Paytm Postpaid
• Merchant Payment: The first feature is Merchant Payment. Purchase the items from any shop and pay the bill digitally through Paytm.
• Fund Transfer: You can save your bank account with Paytm and make online payments and fund transfers through your saved accounts. It will be transferred directly into the recipient’s Bank Account.
• Mobile Recharge: You can recharge any mobile number with any amount at your convenience 24 X 7. Also, you can browse the various plans of each telecom company.
• Digital Gold: You can also buy the Digital Gold through Paytm. However, it is the responsibility of MMTC-PAMP and augments to sell and keep your gold.
• Movie Tickets: Through Paytm, you can also book movie tickets. You can book the tickets with offers at your convenient show time and seats.
• Travel Tickets: Through the Paytm Travel service, you can book Train Tickets, Bus Tickets, and Flights (national and international).
• Payment Bank: You can open Paytm Payments Bank Savings Account. It gives an interest rate of 4% per annum.
• Play Games: Paytm not only gives you financial services, but it also gives you chances to entertain yourself by playing online games.

2. PhonePay – The Best Money Transfer Apps in India

This is also a money transfer app. With this help, you can easily send money from one bank to another bank. Here you are given the facility of sending money with the bank details with the UPI.

Here you are given a scratch card for transactions from UPI so that you can earn a lot of money. You can also add a multi-bank account here and you can also use it.

Features of PhonePay Money Transfer App

• Easy Interface: Phonepe has an easy interface. There is no requirement to log in when you open this app. You may directly reach the home page and access the required option.
• Payment To Merchant: When you buy groceries or other items from the local market, you can pay the bill through the phone app. For this, you have to scan the QR code of that merchant’s phone account. After scanning, you can pay through the wallet or your linked bank account.
• Fund Transfer: Through Phonepe, you can instantly transfer money directly from your bank account to anyone. You can transfer up to ₹1 lakh in less than 3 seconds.
• Recharge and Bill Payments: Phonepe app gives you the facility of recharge and bill payments as well. You can recharge any prepaid mobile number, DTH, Datacard, etc. On the other hand, you can pay the bills too viz. Electricity, Postpaid mobile bill, Credit card, Landline, Gas, Insurance, House Tax, etc.
• Autopay of Bills: Phonepe is giving Autopay service at your permission. When you make a payment for the first time via UPI, you have to pre-authorize Phonepe to make payment for that service later on your behalf. Thus, on the next due date, Phonepe will complete the process of autopay of the bill by debiting from your account. However, it requires payment through a credit card.
• Cashbacks and Rewards: Payments to the merchant and service providers give you the cashback. This cashback amount directly goes into your wallet balance of Phonepe wallet. You can use this cashback for any transaction initiated via the Phonepe app. But, you can not transfer this amount into your or someone else bank account.
• Linked Services as PhonePe SWITCH: Phonepe is providing you with its SWITCH service. Through the SWITCH service, it brings all your favorite apps in one place. So, you don’t have to download and install the apps
• Linked Wallets: Besides Linked Services, the Phonepe app is giving Linked Wallets service as well. Not only the Phonepe Wallet, but you can use Phonepe Gift Card, Jio Money, FreeCharge, Airtel Money, and Oxigen wallets.
• Explore Nearby Stores: You can explore nearby stores at your location by clicking on the Stores button. This icon is at the bottom of the home page.
• Effective Customer Service: Phonepe App has very Effective Customer Service. Tap on the Question Mark (?) icon at the top right corner of the home page. You will get the Help page relating to your query.

Advantages of PhonePe

• Quick and Easy Recharge
• Hassle-free Payment to Merchant
• Easy Bill Payment Along with Autopay
• UPI Fund Transfer
• Single app for many services

Disadvantages of PhonePe

• Less Secure (It does not ask PIN or password to open)
• Delay in Payment
• Non-Credit of Money
• Refund of Cancelled Tickets is Tricky
• No Interest on your Wallet Deposit

3. GooglePay – Free Money Transfer App in India

It’s made by google Which was initially known as Tez. This is a very safe money transfer app. Money can be sent and received to anyone easily by linking it here. Here we are given a lot of offers related to the transactions and they are given a scratch card for using them, and with the help of these scratch cards, you can earn very good money and this money will be sent directly to the bank in 1-2 days.

Features of GooglePay Money Transfer App

• Send and Receive Money via Audio: Google Pay has introduced a new feature called an Audio-based QR system for sending and receiving money. In order to transfer money using this feature, one needs to scan the QR code appearing on the screen while sliding the circle for payment and receipt.
• Pay Utility Bills: Apart from sending and receiving the money, you can use this app for paying utility bills like electricity, gas, water, property tax, insurance bill, DTH recharge, and many others.
• Multiple Payment Options: You have multiple payment options in this app. Firstly you can use the facility of pairing mobile using QR code and transferring money. Apart from that, you can also use the UPI name for transferring money.
• Rewards: Like another payment app, Google Pay also offers rewards and cashback benefits. The current offer is sending or receiving up to Rs.150 and the chance of winning Rs.1000.
• Loan offer: Google Pay has recently tied up with ICICI Bank, HDFC Bank, and Kotak Bank for offering loans on the move. If you are eligible you will directly receive a loan offer on the app.

Benefits of Google Pay

• Quick and Easy way to send and receive money.
• Multiple cashback and rewards benefits.
• Encryption and multiple layers of security by Google to secure transactions.
• Pay Utility bills, recharge your mobile, and do online shopping using this app.
• No additional cost of usage.
• This app can also be used for business purposes. Integration is very easy by API and no fee is involved.

4. Free charge – Free Money Transfer App in India

It’s also a money transfer app. Here you can send and receive money to anyone by linking the bank. Here you are given a cashback of Rs 75 for the first transaction. Here all the account-specific promo code launches are used, which can be used to earn a lot of cashback.

Features of Free charge Money Transfer App

• P2P & P2M payments in less than 10 seconds:: Do you need to pay your friend for the movie ticket he bought for you or for that cab ride? With Person to Person (P2P) you can easily transfer funds to him/her if they on your friends list on FreeCharge.
• Chat n Pay: Was there ever a time when you were chatting with your parents and you realized you were out of money or that time when your friend owed you money? Or were ever embarrassed by a friend in a group chat by reminding you of what you owe him? If so, you can use the Chat-n-Pay platform on FreeCharge to take care of your monetary transactions in a safe and secure way while enjoying the company of your loved ones.
• Split Bill Option: Going out for a lunch with your friends or your colleagues is fun until the bill arrives. Everyone taking out their cards or cash, trying to figure out how much they need to pay turns into a tedious task.
• Whatsapp payments: Do you forward all the jokes you read on Whatsapp? The jokes being funny are debatable, but the ease of using Whatsapp is certainly not.
• Donations: It is the season to share the joy and spread some smiles. It is also the time when the cold weather in parts of the country makes life harder for the under-privileged.
• UPI Payments with Axis Bank: The partnership between FreeCharge and Axis bank to launch Unified Payments Interface (UPI) enabled payment on its Android app enables instant seamless transactions from a smartphone using a virtual payment address (VPA).
• Plan & Schedule your Month-end Payments: Nobody likes to pay bills, but forgetting to pay them makes things even worse. But worry not; with the FreeCharge Bill Reminders option you can pay your bills on time!
• On the Go Pin: FreeCharge’s Patented ‘On-the-go-pin’ technology is a home-grown technology to beef up security and privacy of data for customers.

5. Mobikiwik Free Money Transfer App in India

It’s also a digital payment app. You can also link your bank here and transfer money. Here you also get lots of offers of transactions. When you use these offers, it gives you super cash or cashback. Which you can use to make any digital payments or make other bill payments.

Features of Mobikiwik Money Transfer App

• The currency of issue Indian Rupees only.
• Re-loading funds MobiKwik Wallet is re-loadable, subject to the condition that maximum outstanding balance must not exceed INR Rs 10,000 (Indian Rupees Ten Thousand only) per month at any point in time.
• Cash withdrawal and redemption of balance from MobiKwik Wallet are prohibited under RBI Regulations.
• Transferability RBI Regulations prohibit transfers of Accounts and/or MobiKwik Wallets from a User to any third party.
• Validity period The validity period of MobiKwik Wallet is three years from the date of registration.

6. PayZapp – Money Transfer App

This app is created by HDFC Bank. The main purpose of this is to simplify the money transfer process. After linking it to the bank, easy money can be transferred from one bank to another. It offers many offers, which can be used to earn a lot of cashback. Also, bill payment, mobile recharge, movies, etc. can be done here.

7. Pocket – Money Transfer App

This is an app created by ICICI Bank, its main objective is to make your customers digital. So that he could do a lot of his work through this app, which is time-saving. After linking this app to the bank, it can easily be money taken and given from any bank. Also here also gives you a debit card with the ICICI bank, which you can use to make any Debit payment.

8. Bhim – Money Transfer App

Bharat Interface for Money (BHIM) This is a government app. Made by National Payments Corporation of India (NPCI), Which has been created solely for UPI transactions. Money can be sent and receive easily by this app. Initially, there were quite a few features in this app. But now there are so many bill payments, mobile recharge, etc have changed.

9. Airtel money – Money Transfer App

This is an airtel company’s own app.
Here, you can easily send money from one bank to another by linking your bank and setting up UPI. Also here you are given many offers that can be used to earn great cashback. And many bill payments, mobile recharge, etc. can be done here.

10.Amazon pay – Money Transfer App

It is not a UPI transaction app, but it is a digital payment platform that can be used to pay bill payments, recharge, and many other places.

Together with many big companies, it brings great offers. And gives great cashback and discount too. That’s why people like it at the present time.

Conclusion

All the apps mentioned are very safe. And a lot of people are using it But my personal choice is Paytm and Phone Pay. I use both of these in my daily life to make a digital payment. Both of these are fast and secure and whenever there is a transaction failure or other problem, they are refunded immediately.

Friends, what “Money Transfer App in India” are you using, tell in the comment and if you like this article, then definitely share it with your friends.